Our role is to represent you in the best light to the lender. This means structuring the loan to match your circumstances and needs, then putting forward a high quality loan application to the lender. We tailor the solution to suit you rather than taking a one size fits all approach.
We keep you informed
A lot of the feedback we hear from clients is that they feel the process elsewhere left them in the dark and it wasn’t clear where they stood. We take care to ensure every step you reach is made bright and clear so you know what is going on.
We offer intelligent solutions
Our solutions are designed to work through your current situation and desired future outcomes to structure the loan in the right way and protect you.
Get incredible outcomes
The cheapest loan may not be the one with the lowest rates. There may be fees, charges, honeymoon rates and other factors to consider. It’s important to look beyond the rate. That said, interest rates remain a driving factor and with the relationships we have with our panel of lenders, we’re often able to negotiate discounts from the lenders published rates and pass the benefits on to you.
Certainty of approval is our goal
Every application for credit will appear on your credit file. Part of our role is to protect your credit score. One of the ways we do this is to ensure we put forward the lenders that offer the lowest cost whilst meeting your particular circumstances. This maximises your certainty of approval and protects your credit file
Our customers love us
Please refer to our customer reviews to see what they say about us
We are here for the long haul
We don’t just look after your loan approval and disappear. Our role is to be your first point of contact for any changes for the life of your loan. Circumstances change in time we are here to help and we have annual home loan health check ups to ensure we continue to best home finance for you
Australia-wide services
We can help you qualify for a home loan to buy property anywhere in Australia.
Free upfront valuations and credit reports
We have access to lender valuation systems and believe in ordering the valuation and credit report early in our process. This provides a clear picture on the best way forward.
Professional accreditation to peak industry association
The Mortgage and Finance Association of Australia (MFAA), is Australia’s peak association for the mortgage and finance broking industry. Member operate within a professional Code of Practice that supports best quality outcomes while our membership with the Australian Financial Complaints Authority (AFCA) protects you as a consumer.
We act in your best interests
We are legally required to act in your best interests under Best Interests Duty; whereas a lender has no legal obligation to do so.
Our services are completely free
We do not charge for our services. The lender will pay us should you proceed with the loan and often at better rates then if you went to the lender directly. We have no bias between our lenders and make our recommendation based the projected outcome for you.
Home loans from 50+ lenders
We take the time to understand your goals and deliver accordingly
Lender rules are complex. Some have limits on particular post codes or even property addresses and apartment sizes. Certain income types such as bonus, commission and overtime are treated differently by lenders. When it comes the self-employed the variances are enormous. These polices are updated by lenders from time to time and it is worthwhile engaging a professional mortgage broking firm who knows the rules and applies them to your circumstance.
Discover if you qualify
We can help you refinance your home loan.
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